Transcript
05bZoqgT-2I • Fiqh - Semester 4 - Lecture 18 | Shaykh Assim Al-Hakeem | Zad Academy English
/home/itcorpmy/itcorp.my.id/harry/yt_channel/out/academyzaden/.shards/text-0001.zst#text/0860_05bZoqgT-2I.txt
Kind: captions
Language: en
But form.
Alhamdulillah.
number two deceit and number three
ambiguity.
These three types make transactions
haram. What is meant by ambiguity?
Ambiguity is a huge
section
in Jewish prudence, Islamic Jewish
prudence or when it comes to prohibited
forms of transaction
and there are endless
means and topics and ways it can be
involved in.
Ambiguity means that there is something
that does not give you a clear point of
view.
Whether because of the reduction in the
quantity or the danger of not knowing
what you're involved in or due to the
fact that there is ignorance. So when we
buy and sell and we don't know what
we're buying and selling, this is when
ambiguity is involved and we don't know
what's the conclusion. Something is
covered. How can we get involved in it?
something that I am unable to deliver or
the buyer is unable to receive
or we both of us or one of us does not
know the actual and real quantity and
or ambiguity is prohibited in Islam as
per the hadith of Abu Hur may Allah be
pleased with him where the prophet
sallallaihi wasallam prohibited the
sales of ambiguity.
And what are the guidelines on what is
this allowed with regards to ambiguity?
Scholars say that when there is great
deal of ambiguity.
How? When you get involved in a
transaction
but the ambiguity is so huge that there
might be a great loss to one of the
parties
and this would come in the types of
ambiguity that we will talk about later
on. But for example,
there are different types of
transactions that involve ambiguity.
When someone says to you, "Whatever you
touch is yours for $1."
And sometimes
you get involved or get interested in
something you saw. So you think that hm
maybe if I touch this lot I will get a
huge great benefit and profit in one of
the best deals I've ever done in my
life. Why? There might be diamonds in
it. There might be silk. There might be
expensive electronics. A mobile phone
for a dollar. So you touch and you may
get something and you may get nothing.
It's the same thing in fun fairs when
you go and play
a mechanical machine.
You give a dollar and then you try to
grab something of value
and most likely you'd fail to grab it or
operate it. So you end up having
nothing.
And the likes this is huge ambiguity.
And it's it it involves gambling which
involves a lot of ambiguity as well.
When you pay the lottery ticket,
you get to lose a dollar or $5, but you
may win or hit the jackpot a 100red
million. It's worthwhile for me. This is
what Shayan tells me. alongside these
things that are uh uh haram. When it is
possible to avoid ambiguity without
going to great deal of trouble, you can
simply say that watch out this and that
and to clarify to the customer what's
involved so that you will avoid such
ambiguity without any hardship on you or
on the buyer himself.
And when there is no need for this
ambiguity, you can be clear, you can
make things obvious.
So when you don't when you
deliberately
make it
ambiguous
then this where the haram comes because
one of you at the end of the transaction
is going to be very angry for the loss
he made. Whether the buyer who lost
something for
way more expensive than a dollar or for
the for the seller that is or for the
buyer who lost the dollar and could not
gain anything.
The types of
ambiguous transactions mentioned in the
Sunnah are many
such as
whatever you touch is for you for a
dollar
or whatever I throw to you it's for one
euro and you see that so many things are
of value in front of him so you're
hoping
or
the throwing of the pebbles. So you say,
"Listen, look at everything there.
Whatever you throw it on, it's yours."
So it's like
a shooting game where there are dolls
and and and
prizes and and you try to shoot
something. If you miss, you miss it. If
you uh shoot it right, you get that
prize. Likewise, selling
the crops or the fruit before it ripes.
And this is something that Islam uh
prohibited because when you sell the
fruit before it ripes on the tree and
the deal is done two three weeks later,
maybe cold weather would make it
defected and bad or some type of an
illness would make it trot and not
eatable.
So he said, "I sold my crops." And the
buyer says, "I I was hoping that it
would ripe and I could sell it." So this
is not halal because there is ambiguity.
Wait until it ripes and it's ready to be
sold. Then you can sell it. Likewise,
I have a pregnant
camel, she camel or a cow, and I say,
"Okay, the cow is a good cow of mine. I
like it. Whatever is in its belly is
yours for $200.
This is haram. Why?
I'm selling something. Yes. But you
don't know if it's a twin, if it's going
to be born alive or defected or even
dead.
Selling uh um the milk in the udder.
Okay. milk it first and sell it. So, no,
no, you buy it as it is. Maybe I won't
even get 100 milligrams. Maybe I'll get
six liters. I don't know. Either way,
one of us is going to lose.
If you sell something, you're unable to
deliver.
So,
I have a stallion,
a very strong, beautiful stallion
that jumped the fence and ran away. I'll
sell it for you for $50. Wow, that's
great. I saw the stallion last week. I'm
I'm willing to buy it. Okay, here's the
$50. Yah, go and get it. Where is the
stallion? I told you it jumped the
fence. Go look for it and it's yours.
I can't deliver and he's most likely
won't be able to catch it. So this is
ambiguous ambiguity that makes the
transaction haram. Someone looks at the
birds and said, "Wow, I love these
birds." Said, "Well, I'll sell you five
of them for x amount of money
and then you can go and get them. I'll
sell you fish in the pond in the ocean.
Blueof fin tuna fish be my guest. Okay.
Where is it? You go and catch it. I sold
it to you. So selling such things
similar to selling what you do not
possess.
This is something that the prophet
sallallahu alaihi wasallam prohibited.
In modern times
such transaction may not be familiar but
you can
compare apple to apple. So there
are a lot of ambiguity in today's
transactions such as
conventional insurance. You pay pay a
premium, let's say a thousand euros,
and you're covered for damages of half a
million euros. Wow, that's a lot of
money. That's a good deal. But if I
don't have any accidents,
I lose the€,000.
To me, that's fine. That's a good risk.
In Islam, it's not fine. This is haram.
lottery tickets. Um
sometimes you have this pyramid schemes
or um multi-level marketing
where they tell you buy this pen. There
are only 500 pens like it in the world
for $2,000.
If you take the pen anywhere else, they
say this is $6 only, let alone for
$2,000. But you buy it so that you would
be
enlisted in the scheme. And then you
fool others and you get customers and
the people on the pyramid are greater.
Giving money to those on top, giving
money to those on top, giving money to
those on top. All of this is ambiguous
transactions
that are haram. And the vast majority of
it involve gambling
because you may lose some
or gain all. And this is the definition
of gambling.
And Allah mentioned in the Quran that
the prohibition is due to the fact that
it puts a lot of enmity and grudges in
the hearts of the Muslims against one
another. And that is why Allah has
prohibited it. And this is the beauty of
Islam. You want to make money, don't
make a quick buck.
Don't think about how fast it comes.
Think of the quality of it. Is it halal?
Have I cheated someone? Have I crossed
the line? If not, then go ahead and be
my guest.
Academy.
Fore
speech.