Fiqh - Semester 4 - Lecture 18 | Shaykh Assim Al-Hakeem | Zad Academy English
05bZoqgT-2I • 2025-08-21
Transcript preview
Open
Kind: captions Language: en But form. Alhamdulillah. number two deceit and number three ambiguity. These three types make transactions haram. What is meant by ambiguity? Ambiguity is a huge section in Jewish prudence, Islamic Jewish prudence or when it comes to prohibited forms of transaction and there are endless means and topics and ways it can be involved in. Ambiguity means that there is something that does not give you a clear point of view. Whether because of the reduction in the quantity or the danger of not knowing what you're involved in or due to the fact that there is ignorance. So when we buy and sell and we don't know what we're buying and selling, this is when ambiguity is involved and we don't know what's the conclusion. Something is covered. How can we get involved in it? something that I am unable to deliver or the buyer is unable to receive or we both of us or one of us does not know the actual and real quantity and or ambiguity is prohibited in Islam as per the hadith of Abu Hur may Allah be pleased with him where the prophet sallallaihi wasallam prohibited the sales of ambiguity. And what are the guidelines on what is this allowed with regards to ambiguity? Scholars say that when there is great deal of ambiguity. How? When you get involved in a transaction but the ambiguity is so huge that there might be a great loss to one of the parties and this would come in the types of ambiguity that we will talk about later on. But for example, there are different types of transactions that involve ambiguity. When someone says to you, "Whatever you touch is yours for $1." And sometimes you get involved or get interested in something you saw. So you think that hm maybe if I touch this lot I will get a huge great benefit and profit in one of the best deals I've ever done in my life. Why? There might be diamonds in it. There might be silk. There might be expensive electronics. A mobile phone for a dollar. So you touch and you may get something and you may get nothing. It's the same thing in fun fairs when you go and play a mechanical machine. You give a dollar and then you try to grab something of value and most likely you'd fail to grab it or operate it. So you end up having nothing. And the likes this is huge ambiguity. And it's it it involves gambling which involves a lot of ambiguity as well. When you pay the lottery ticket, you get to lose a dollar or $5, but you may win or hit the jackpot a 100red million. It's worthwhile for me. This is what Shayan tells me. alongside these things that are uh uh haram. When it is possible to avoid ambiguity without going to great deal of trouble, you can simply say that watch out this and that and to clarify to the customer what's involved so that you will avoid such ambiguity without any hardship on you or on the buyer himself. And when there is no need for this ambiguity, you can be clear, you can make things obvious. So when you don't when you deliberately make it ambiguous then this where the haram comes because one of you at the end of the transaction is going to be very angry for the loss he made. Whether the buyer who lost something for way more expensive than a dollar or for the for the seller that is or for the buyer who lost the dollar and could not gain anything. The types of ambiguous transactions mentioned in the Sunnah are many such as whatever you touch is for you for a dollar or whatever I throw to you it's for one euro and you see that so many things are of value in front of him so you're hoping or the throwing of the pebbles. So you say, "Listen, look at everything there. Whatever you throw it on, it's yours." So it's like a shooting game where there are dolls and and and prizes and and you try to shoot something. If you miss, you miss it. If you uh shoot it right, you get that prize. Likewise, selling the crops or the fruit before it ripes. And this is something that Islam uh prohibited because when you sell the fruit before it ripes on the tree and the deal is done two three weeks later, maybe cold weather would make it defected and bad or some type of an illness would make it trot and not eatable. So he said, "I sold my crops." And the buyer says, "I I was hoping that it would ripe and I could sell it." So this is not halal because there is ambiguity. Wait until it ripes and it's ready to be sold. Then you can sell it. Likewise, I have a pregnant camel, she camel or a cow, and I say, "Okay, the cow is a good cow of mine. I like it. Whatever is in its belly is yours for $200. This is haram. Why? I'm selling something. Yes. But you don't know if it's a twin, if it's going to be born alive or defected or even dead. Selling uh um the milk in the udder. Okay. milk it first and sell it. So, no, no, you buy it as it is. Maybe I won't even get 100 milligrams. Maybe I'll get six liters. I don't know. Either way, one of us is going to lose. If you sell something, you're unable to deliver. So, I have a stallion, a very strong, beautiful stallion that jumped the fence and ran away. I'll sell it for you for $50. Wow, that's great. I saw the stallion last week. I'm I'm willing to buy it. Okay, here's the $50. Yah, go and get it. Where is the stallion? I told you it jumped the fence. Go look for it and it's yours. I can't deliver and he's most likely won't be able to catch it. So this is ambiguous ambiguity that makes the transaction haram. Someone looks at the birds and said, "Wow, I love these birds." Said, "Well, I'll sell you five of them for x amount of money and then you can go and get them. I'll sell you fish in the pond in the ocean. Blueof fin tuna fish be my guest. Okay. Where is it? You go and catch it. I sold it to you. So selling such things similar to selling what you do not possess. This is something that the prophet sallallahu alaihi wasallam prohibited. In modern times such transaction may not be familiar but you can compare apple to apple. So there are a lot of ambiguity in today's transactions such as conventional insurance. You pay pay a premium, let's say a thousand euros, and you're covered for damages of half a million euros. Wow, that's a lot of money. That's a good deal. But if I don't have any accidents, I lose the€,000. To me, that's fine. That's a good risk. In Islam, it's not fine. This is haram. lottery tickets. Um sometimes you have this pyramid schemes or um multi-level marketing where they tell you buy this pen. There are only 500 pens like it in the world for $2,000. If you take the pen anywhere else, they say this is $6 only, let alone for $2,000. But you buy it so that you would be enlisted in the scheme. And then you fool others and you get customers and the people on the pyramid are greater. Giving money to those on top, giving money to those on top, giving money to those on top. All of this is ambiguous transactions that are haram. And the vast majority of it involve gambling because you may lose some or gain all. And this is the definition of gambling. And Allah mentioned in the Quran that the prohibition is due to the fact that it puts a lot of enmity and grudges in the hearts of the Muslims against one another. And that is why Allah has prohibited it. And this is the beauty of Islam. You want to make money, don't make a quick buck. Don't think about how fast it comes. Think of the quality of it. Is it halal? Have I cheated someone? Have I crossed the line? If not, then go ahead and be my guest. Academy. Fore speech.
Resume
Categories