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Language: en
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is one of the major sins in Islam
and the punishment
is so severe. The consequences of ribba
in this world is so obvious and people
could see it and tell.
And we spoke before in previous classes
that
one of the greatest types of ribba is
ribba on debts.
There are other types of ribba
and to be specific there is what is
known as
and
these two types of ribba are found in
transactions.
So what is ribba al?
Ribbal is to sell
a specific
type, a specific kind of wealth
with the same
while getting an edge or an extra.
And this was me mentioned in the hadith
of
when the prophet sallallahu alaihi
wasallam gave us six categories
when he said gold with gold, silver with
silver, wheat with wheat, barley with
barley, dates with dates, salt with
salt. These are six types.
And he told us that if we are to
exchange one with the other from the
same type from the same kind it has to
be equal and it has to be on the spot.
These six categories scholars looked
into them and divided them into two
subdivisions or subcategories if you
wish.
Main
categories.
One, gold and silver.
Two, wheat, barley, dates, and salt.
And they segregated them
as they looked into why did the
prophetam
identified only these sticks.
So the scholars whom Allahawel favored
and blessed with knowledge
looked into the verses of the Quran,
looked into the various hadiths, looked
to the logic behind it and came to the
conclusion that these six categories or
types are divided into two categories.
One,
gold and silver
that people use to buy things. So we use
gold and silver to
buy things, evaluate things, exchange
them with other things. Now this is
known as type or kind which we called.
So this
or reason
what is the reason of prohibiting gold
and silver?
Because it is a feminia the value. So we
use gold and silver as a price of
things. When you go and buy a desk, how
much is it? It says it's 2 g of gold,
150 gram of silver.
What falls under this category due to
this reason of a feminia of the price of
the value are banknotes and currencies.
So all of these fall underneath that
category.
The second is known as
things that are consumed
and can be weighed
whether in weight measured in weight or
in size.
So these are the two
descriptions if you may call things that
are stable food.
We need them to eat and to consume. And
they can be measured whether by weight
or by size.
Which means that
other foods that cannot be weighed or
measured by size that are not usually
done like watermelons, like fruit
and the things because they say it's not
something that you can consider as
staple food. it cannot be stored.
So these two conditions
whatever people consume and eat and use
as staple food and can be measured
through weight or size fall under the
second category.
So why wheat and barley they say because
this
refers to grain. So things like corn,
like rice and the rest of it uh uh
raisins and and the likes fall under
this category. And what about
uh um
dates?
So dates and the likes fall under a
different category such as raisins and
the things that can be dried apricots
and what falls underneath this category.
What about salt? They say salt indicates
whatever falls under this this category
of spices.
So spices don't rot, don't become uh uh
bad. We can store it and we need it and
we use it and the likes.
So what is the evidence of it becoming
haram? The hadith of
may Allah be pleased with him where the
prophet saidatam
gold for gold, silver for silver, wheat
for wheat, barley for barley, dates for
dates, salt for salt, like for like,
same for same, hand to hand. Meaning the
quantity has to be exact and it has to
be done simultaneously. Hand to hand.
But if these commodities are different
then sell as you like as long as it is
hand to hand. Okay. What is meant by
if the commodities are different? See to
understand this you have to look into
the cate the the the different
scenarios.
Scholars say for example if I am going
to sell
gold with gold this is the same
commodity.
So gold with gold we have to be equal
exactly in the
carrots in the weight in the caliber. So
100 gram of 24 caliber or carrot. Is it
carrot? I don't know. 24 g has to be
sold for 24 g.
50 grams for 50 grams and the same uh um
degree of purity
because
then there would be no ribba. But the
logic would say so why would I give
someone 20 g of gold and get the same
exact quality of 20 grams gold? Well,
this is to prevent ribba. Nobody's going
to do this because I might as well keep
the one and I have. But if the type is
different,
meaning gold and silver, these are two
different types. In this case, I can
sell and definitely the weight is not
going to be the same. I can't sell 20
gram of gold for 20 gram of silver. The
difference is huge.
What is the condition required? It has
to be done simultaneously.
So here is your 20 grams of gold and
give me my 1,500 g of silver.
That's fine.
Likewise, if we're talking about
exchange,
so if I come and exchange $100
for let's say maybe um £50
sterling,
it has to be done simultaneously. I
cannot say, "Okay, here's your $100.
I'll come after an hour and collect my
50 pound sterling. This is prohibited.
Why? We've already agreed on the price.
We've already agreed on everything, but
it was not done simultaneously.
And this is haram.
Likewise in uh um if the types are
equal,
if the kind is the same, number one, it
has to be identical in weight quantity
and it has to be done simultaneously. If
they differ,
then it is no problem in the difference
of quantity or weight. But it has to be
done simultaneously as in the case of
dollars for pounds or euros and the
likes. What happens if
it is different?
So if it is
gold, silver or currency
in exchange of dates or a different
category
altogether
or barley or any of the other types
there is no problem in such an exchange.
So I can buy from you 200 kg of dates
providing I pay you in a month time in
dollars. That's fine.
Though dates is from the four categories
that are staple food and dollars are
from the
type that is used as value or price for
buying things.
But because they are different in
categories then these conditions don't
apply and we can do that without any
problem.
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to
be done. Fore! Foreign! Foreign!
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